You’re Not Too Young to Plan
- Dub Ward
- Jul 28, 2025
- 2 min read
Updated: Aug 17, 2025
When I met Jordan, he was 24, working full time, and saving for his first house. Smart. Focused. And convinced estate planning was something he’d deal with "someday."
That "someday" almost didn’t come.
He was involved in a serious car accident on the way to work. In the hospital, unconscious, with no power of attorney, no advance directive, and no clear decision-maker. His girlfriend of four years? Not legally allowed to speak on his behalf. His parents? In another state, unreachable.
Thankfully, Jordan recovered. But things could have gone very differently.
Note: The above narrative is a fictionalized account intended to illustrate the consequences of not preparing essential estate documents.
Why Young Adults Need to Plan
You don’t need to own a home or have a family to benefit from an estate plan. Here’s what can happen if you don’t have basic legal protections:
No one can access your bank accounts or manage your finances if you’re incapacitated.
Your medical care defaults to state of Nevada guidelines if you haven’t specified your wishes.
If you pass away unexpectedly, your belongings may not go to the people you care about.
Even at 18, you should have:
A Healthcare Directive
A Durable Power of Attorney (for finances)
A Last Will and Testament
The Numbers Tell the Story
Only 24% of adults under 35 have an estate plan (Caring.com 2024 Wills Survey).
Young adults (18–30) are the least likely to have a power of attorney in place, even though accidents and unexpected illness are common causes of long-term medical care for this age group.
In Nevada, without legal documents in place, even live-in partners or long-term dating relationships have no legal standing to make decisions for you.
A Message for Every Young Parent
If you have kids, or plan to someday—ask yourself this:
If something happened to me tomorrow, would my children be safe?
Would the people I trust be legally allowed to care for them?
Would there be clarity or confusion?
You don’t need to be rich to make a plan. You just need to care enough to protect your loved ones.
Start Now, Not Later
Estate planning isn’t about expecting tragedy. It’s about being responsible.
Putting your wishes in writing gives you control over:
Who makes decisions if you can’t
Who receives your property
How your medical care is managed
A Heartfelt Call to Action
If you're between 18 and 30, you don’t need a mansion or millions to create an estate plan. You just need someone to guide you through it.
At Dub’s Notary Services, I specialize in helping young adults take simple, affordable steps to protect their future.
I offer referral services for professionally assisted estate planning through Heavenly Hands Paralegal Services, or DIY estate planning through Everything Living Trust — affordable, trusted tools to help you protect your legacy.
Disclaimer: I am not an attorney or financial adviser. I do not provide legal advice. My role is to notarize documents and connect you with reputable planning resources.
Let’s build your plan before you need one.
📞 Call or text me today at 702-782-0137🌐 Visit: dubs-notary-services.biz📩 Email: dubsnotary@gmail.com


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